BTChub

BTChub · Playbook

DCA & holding

Replay a recurring buy against the real record, next to the honest lump-sum rival — then see how every holding period has turned out.

What holding did

Every entry day held for 1–8 years. Of 5,936 possible entry days, 92.2% sit in profit today. Modern era (2017+) shown alongside; “worst” is the unluckiest entry.

HoldEnded in profitMedianWorst
1y72.3%+96%−84%
2y84.2%+270%−68%
3y99.3%+477%−35%
4y100%+1.3k%+32%
5y99.8%+2.5k%−15%
6y100%+3.2k%+111%
8y100%+11.4k%+347%

All history: every entry day since 2010, including the tiny early years that lift the medians. Toggle to the modern era for the fairer read.

What this does and doesn’t model
  • Weekly closes; no fees, spreads or taxes — real results run slightly worse.
  • The lump-sum line is the honest rival: same total on day one.
  • Entries overlap, so horizons are a few regimes sliced daily, not independent trials. Survivorship is the biggest assumption.
  • Backtest, not advice. One past; nothing about the window that starts today.